TUESDAY, MARCH 17, 2015
 Plenty of large companies have experienced a data breach that made national news. However, that exposure has led to some misconceptions about the true nature of data breaches. Smaller businesses should be wary in distinguishing hype from fact. Here’s the truth about the following misconceptions.
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Large businesses are the most frequent targets of hackers: Even though these events make the headlines, the vast majority of cyber-attacks target small businesses since they typically have less digital security.
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A breach is immediately apparent: Often, a business doesn’t find out about the breach until the banks begin discovering fraudulent charges.
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It’s simple to bounce back after a breach: Apart from losing what could amount to thousands of dollars, many individuals state that they would shop elsewhere if a business experienced a data breach. With lost money and less income, bouncing back may become difficult or even impossible.
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There’s one type of hacking: Hackers are forced to grow more creative and there are actually nine common types of hacking. A popular method is exploiting vulnerabilities in web applications.
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Hackers directly aim for their target: Rather than shooting straight, hackers sometimes infiltrate their target’s contractors and find an entryway back to the main target.
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Hackers equal identity thieves: Hackers are not necessarily identity thieves. In fact, many hackers sell information of the internet’s black market, where identity thieves can purchase it.
Protecting your business against cybercrime should be high on your priority list. Apart from installing antivirus and antispyware software on computers, you should consider purchasing cyber liability insurance. If your layer of defense is penetrated by a hacker, cyber liability insurance helps provide the funds you need to notify customers of the breach, provide credit-monitoring services, boost your digital security, repair your business’ reputation and more.
Get the coverage you need. Call Auto Insurance Discounters at (816) 252-2255 for more information on Kansas City business insurance.
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