Since its founding, St. Louis has been synonymous with travel. Famously called the Gateway to the West, it was once an outpost for prospectors, riverboat companies, migrants and even outlaws. Today, it’s still a transportation hub, and a premier destination for commerce and economic development.
With large cities come lots of traffic. Thus, St. Louis drivers need to protect themselves. Carrying car insurance is one of the best ways to do so. Let Auto Insurance Discounters help you get covered.
Why Choose Us
Auto insurance protects individual drivers against unique risks. Everyone needs a policy that comes tailored to them and their car. However, finding coverage means choosing from countless policy options from dozens of potential insurers. If you don’t have expert guidance, you might wind up with the coverage that just is not the right fit.
Auto Insurance Discounters can eliminate any uncertainty you might feel. We can help you pinpoint a policy that suits your coverage and budgetary expectations.
Our Auto Insurance Options
Multiple major roadways, including Interstate 55, Interstate 44, Interstate 64 and Interstate 70, run through St. Louis. Not only that, historic Route 66 remains part of the city’s infrastructure. Given that nearly 3 million people call the metro area home, these routes can become crowded, and pose significant safety risks to drivers.
That’s why drivers must carry auto insurance. Without it, you might not be able to pay for certain vehicle mishaps. Therefore, you’ll need coverage that protects the value of your vehicle. However, you’ll want costs to stay within your budget. Auto Insurance Discounters will help you find appropriate protection.
All our policies come with Missouri’s minimum insurance requirements. These are:
Liability Coverage: You can use this protection to pay for injuries or property damage that you cause others in an accident.
- $25,000 personal injury liability per person
- $50,000 personal injury liability per accident
- $10,000 property damage liability coverage
Uninsured/Underinsured Coverage: If you ever collide with another driver who commits a hit-and-run or doesn’t have appropriate liability insurance, this coverage can help you.
- $25,000 for bodily injury per person
- $50,000 for bodily injury per accident
Still, we understand that you’ll likely need more coverage than just the basics. If you need higher liability limits, we can help. Want collision insurance or comprehensive coverage to pay for vehicle damage? Need personal injury protection? Look no further. We’ll calculate the value and risks attached to you and your vehicle. Then, we’ll help you choose expanded policy options to your benefit.
We Offer SR-22 Certificates
Missouri requires certain drivers to file SR-22 certificates if they commit certain driving offenses, like getting a DUI. The form proves for the state that you have active car insurance. It’s not a penalty anyone wants to get, because it could cost you a lot of money.
Some car insurers will see SR-22 forms as signals that drivers are too risky to insure. They might raise your premiums, or even cancel your coverage. That’s a lot of hassle you shouldn’t have to deal with.
Auto Insurance Discounters believes all drivers should be able to get affordable coverage, regardless of their driving record, SR-22 requirements or any other mitigating factors. We’ll help you still get the most affordable coverage for your own needs. Don’t hesitate to contact us.
Other Insurance Coverage
Vehicles come in many shapes and sizes. We will gladly help you enroll in specialty coverage for your unique vehicles. We offer:
So, whatever you drive, rest assured you can have coverage. We even offer boat insurance.
Get Started Today
Let Auto Insurance Discounters make your experience a seamless one. Our team can usually issue policies quickly and conveniently. We can even insure you over the phone.
St. Louis residents, what are you waiting for? Get started now by filling out a quote form. Or you can call us at (866) 288-6545 for more information. We are here for you, and ready to help.