One of the most impressive changes in today’s business world has to do with the on-demand economy. Today’s businesses need to be as flexible as possible to meet the needs of their customers. One of the ways to do this is by going to the patient or the person in need rather than having them come to you. For example, a traveling veterinarian service is a type of business in demand today as more people want their pets to be cared for right in their home. If you plan to operate this type of business, though, you should have the right type of business insurance in place. That may include commercial auto insurance.
What Does Commercial Auto Insurance Do For You?
In a traveling vet service, having commercial auto insurance can be very important. You’ll be able to provide care to pets on farms, in their homes, or even those stranded in a field. This type of coverage can protect you in a number of ways including:
- It protects the value of the vehicle. Comprehensive auto insurance will help to cover the value of the vehicle from damage related to fire, theft and vandalism.
- Collision insurance can help to protect against instances where the vehicle is damaged in an accident that you cause in which you are colliding with another person or other property.
- Liability insurance is another key component. It provides your business with protection related to claims of negligence if you cause an accident in which another person suffers a loss.
- Contents coverage, which is a part of most of these plans, will help to provide coverage for risks related to damage or theft of equipment you have on board, such as medical equipment.
In addition to commercial auto insurance, you’ll still need to maintain the other business insurance you need such as professional liability and workers’ compensation. Customizing your auto policy can also an important step for most businesses. You’ll want to make sure it offers plenty of protection based on the value of your vehicle and any contents you have on board. The good news is your agent can work closely with you to create a policy that reflects all of these needs and all of your risks.
Is your business covered on the go? Call Auto Insurance Discounters at (816) 252-2255 for more information on Kansas City commercial auto insurance.